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FutuSG Securities Account - moomoo
Sign up via this link: MooMoo (https://j.moomoo.com/005ro8)

One Free AAPL share is one of the most enticing sign-up benefits of moo moo — a trading platform by Futu SG. moomoo is a trading platform that is a subsidiary of NASDAQ-listed Futu Holdings, a company backed by Tencent. 

Futu SG announced its arrival in early March 2021 this year, by offering a free AAPL share in both their pre-launch as well as their official launch. moomoo also boasts competitive commission fees, especially if you're an investor looking to trade stocks on the US, Hong Kong or Singapore markets. 

List of Benefits:


1. One free AAPL share (worth US$125) when you deposit US$2,000, SG$2,700 or HK$16,000 into your moomoo account. (Remember to deposit after full initiation/verification of the account)

2. Low Commission Fees - At US$0.99 for US stocks, HK$3 for HK stocks and S$0.99 for SG stocks, the minimum commission fee required is also low

3. Complete 1 successful trade and you will receive 1 Free Twitter (TWTR) share and additional 30 days commission-free trading for US, HK and SG stock markets. 

4. Courses and Tutorials are easily available for reference within the app

5. Once you've successfully opened a Futu SG securities account (Sign up Link: https://j.moomoo.com/005ro8), you'll be entitled the following benefits:

  • 180 days commission-free trading 
  • Free Level 2 market data for US market 
  • Free access to Level 1 market data in the SG stock market 
List of Charges

Commission fees:

  • US stocks: US$0.0049 per share (min. US$0.99/order)
  • Hong Kong stocks: 0.03% of the investment amount or HK$3, whichever is higher
  • Singapore stocks: 0.03% of the transaction amount (min. SG$0.99)

Platform fees:

  • US stocks: US$0.005 per share, min. US1 per order
  • Hong Kong stocks: HK$15 per order
  • Singapore stocks: 0.03% of the transaction amount (min. SG$1.50)

Table 1: moomoo vs Tiger Brokers vs IBKR vs TD Ameritrade (Credits: Singsaver)


 

Sudio Elva Off-White

The Sudio Elva, available in off-white and black, features Active Noise Cancelling (ANC) mode, rated IPX5 and comes with Sudio Flyg; a Bluetooth device, that acts as a receiver when you plug into any headphone jack, be it your computer, TV or phone. The Sudio Flyg enables you to pair any audio listening device to it, making this an amazing package not to be missed. Simply hold down the only available button on the Sudio Flyg and place your Sudio Elva close to it. If you're a travel enthusiast like me, this is the perfect companion you'll need to enjoy your inflight entertainment with. However, with the current covid19 situation, that idea will have to be placed on hold for a bit. However fret not, with this package, you'll be ever ready once everything reverts back to normal.

It is rain, splash and sweat-proof, which makes it suitable for workouts. You'll never need to worry about losing your ear-buds as you run, as the neckband will keep it from falling to the ground.

Securing the tangle-free wires is much easier than its predecessor, the Sudio Tre, due to the adjustable magnetic rubber nodes that are not only adjustable along the length of the wire but it allows you to securely clip the earbud cables together. The Sudio Elva comes with three buttons; which includes the volume buttons and a middle button that acts as power, play/pause, pairing (hold for 5 seconds upon power-up), and mode-switching and answer button. The ANC mode is activated upon double-clicking on the middle button. 

The following items are packaged within the usual white sleek Sudio box: 

  1. Sudio Elva Neckband earphones
  2. Sudio Flyg Bluetooth Flight adaptor
  3. "USB-C to USB-A cable for the Sudio Flyg
  4. "USB-A Male-to-Female adaptor" for Sudio Elva
  5. 5 pairs of additional ear tips
  6. Individual Owner’s guide for Sudio Elva as well as the Sudio Flyg
  7. Warranty card and information


It is indeed rare to see new wireless earbuds with neckbands these days, as many people are swaying towards the fully wireless ones. I'm personally not a fan of it as I prefer a wire-free exercise experience. However, there's many out there who prefer the ones with a neckband attached to it. If you're one of them, I would definitely recommend the Sudio Elva, especially at the price point Sudio is offering. This will definitely make a great present for yourself or your loved ones this upcoming Christmas.  

The Sudio Elva performed relatively well with pop music, which is my personal favourite and with the added ANC mode, disruptions will be the issues of the past as I'll be able to enjoy my favourite tunes without any disturbances. As compared to Sudio's many other older models, Sudio has definitely outdone itself and has improved tremendously over the years. The sound quality of the Sudio Elva is on par with Sudio ETT's audio balance on both higher and lower tones. 

Purchase the Sudio Elva now at $169.15 (RP: $199) and receive a black card holder worth SGD$20 when you apply "wireless15" upon check out. You may also purchase other items alongside the Sudio Elva, and you'll still be entitled 15% off your cart. I would also recommend Sudio ETT (https://www.instagram.com/p/CBKTWCnBpZH/) if you're looking for another Christmas gift for your fellow loved ones.

Sudio ETT
  • Verdict: Should You Buy It?
    8/10

    For more information on Plantronics, please visit the following links via the buttons below:
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Plantronics's Backbeat PRO 5100


Plantronics BackBeat Pro 5100

Plantronics BackBeat Pro 5100 is by far one of the most unique pair of earphones among the rest that focuses not only on design, sound quality and battery life but focuses a lot more on the quality of the call instead. 
I've tried out a couple of truly wireless earphones and I've encountered the same issue of inaudibility when communicating over them under windy conditions. Therefore, it is superbly commendable that Plantronics added such an awesome WindSmart Technology" feature into this pair of earphones, which provides users with excellent noise cancellation on their voices;  crisp and clear communication on the go is made possible even under harsh (windy) and noisy environments.


Plantronics BackBeat Pro 5100's Design, Quality & Cost

Plantronics BackBeat Pro 5100, available in black, comes with a reflective finish to the main button, surrounded by a matt black plastic main body. It is embossed with the official ‘PLT’ logo and comes with a set of black silicone earbuds, allowing you to easily choose the right suitable fit for your ear so that it seals perfectly. The earbuds are compact, unobtrusive and subtle, providing the maximum comfort and tight fit within your ears. This means that there is no bulky body jutting out and unwanted dangling components that might become a hindrance when working out with it; minimizing the probability of the earbuds being dislodged from your ears - less prone to losing them. The charging case is light, pocketable, and it's made out of sturdy plastic that opens only when the push button is depressed; minimizing the risk of losing the earbuds as compared to magnetic cases.

Aesthetically speaking, the BackBeat Pro 5100 looks sleek yet simple and professional, so you definitely wouldn’t look out of place when you're wearing it at work.
This pair of earbuds comes with sweat resistance and IPX4 water-resistance, which means rain, sweat and dust would be issues of the past. You'll be able to take them out to the gym or work with ease, making them one of the best picks around if you need true wireless earbuds that can cater to all of your daily needs.
Both buds are equipped with proximity sensors; audio stops/resumes when the buds are lifted in/out. A neat and useful feature is also available for phone calls, you can either set the earbuds to either automatically mute your microphone or immediately change the main communication device to your phone upon taking off your earbuds.

Moreover, the earbud buttons are highly sensitive, which means they respond well to touches and presses. The earbuds tap controls are fully customizable (i.e. tap to tell 
the time, start your favourite playlist in Spotify, Apple Music, or Deezer, or even report the remaining battery life) but by default, the right earbuds controls both media playback and voice call, while the left controls volume. You're able to set which is the primary earbud too. 
Plantronic's BackBeat Pro 5100's Cost

It is being retailed for approximately ~$269 on Lazada. The prices may differ depending on the various sales available online. I would recommend getting them during the double-digit sale dates (i.e. 12.12, 1.1), which may provide you with attractive discounts when the flash sale price is stacked with vouchers.


Plantronic's Specifications & Features


Important Unique Feature: Plantronic's WindSmart Technology

Experience all your calls in premium clarity. The Backbeat PRO 5100 features four noise-cancelling mics and Plantronic's exclusive WindSmart technology, which captures your voice and tunes out wind and disruptive background noise, so your voice comes through loud and clear in every call.

1. Premium call clarity

Be heard with four noise-cancelling mics and WindSmart technology

2. All-day comfort
Lightweight, tiny form factor with ultra-comfortable ear tips
3. Deep, rich sound
Powerful 5.8 mm drivers in a snug, noise-isolating design 
4. Total Battery Life: 
19 Hours of Power (6.5 hours/charge + 2 charges from portable charging case)
When you’re in a pinch, a 10-minute quick charge in the sleek, pocketable charging case provides you up to one hour of power. Plus, the earbuds automatically power on and pair with your mobile device straight out of the case making it easy to take a call or play your favourite song.




Customization easily within your reach

Now you don’t have to pause what you’re doing to change things up. "My Tap" feature within the Backbeat Application, available on both iOS and Android, offers command customization for a personalized listening experience. With one or two taps and no break in the action, you can start a stopwatch, set a timer or select your favourite playlist directly from your earbuds.
Plantronics BackBeat Pro 5100's Setbacks

Every pair of earphones has its own limitations and not anyone product is perfect. With advances in technologies, there is an increasing trend of consumers prefer utilizing USB-C and wireless charging. In my personal opinion, I feel that it isn't a necessary feature to have as an ordinary micro-USB function pretty well on its own for charging. Most portable chargers and phones out there that utilizes micro-USB, which makes it all the more convenient to bring it out as I'll be able to charge multiple devices with just one cable as of now. I do not deny that it is definitely good to have wireless charging as an added feature but the technology as of now is too inefficient which is why we're better off using conventional cables instead. I understand that some of you guys out there may not agree with me, but I believe the earbuds serve its purpose well and the sound quality should be the major weighing factor on whether one should purchase the product instead. 

Verdict: Should You Buy It?
8/10

For more information on Plantronics, please visit the following links via the buttons below:
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SUDIO TOLV BLACK

Sudio Tolv is the latest pair of truly wireless earphones that includes a redesigned portable charging case with matte rubber finishing and it has the following features:
- A graphene driver for enhanced sound clarity
- Automatic-pairing between earbuds and device
- Features a microphone on both earbuds
- Features a single, multipurpose button on each earbud to control music/phone calls
- Weighs 4.5 grams per earbud


SPECIFICATIONS
COMPATIBILITYAndroid, iOS
PLAY-TIMEUp to 35 h total
SWEAT RESISTANTFor daily use
BUILT-IN MICROPHONEYes
RANGE15 m
BLUETOOTH VERSION5.0
WARRANTY1 year
VOICE ASSISTED (SIRI AND GOOGLE ASSISTANT)Yes
APT-XNo

Sudio Tolv, an upgraded version of its predecessor, Sudio NivÃ¥, is a pair of truly wireless earphones that includes a redesigned portable charging case with matte rubber finishing.

The ever-changing needs of audio consumers have not gone unnoticed. Sudio takes into account of the technological advancement and balances it well with the consumers' needs. Therefore, amazing us with not only its affordability and sleekness in the design of its products but also most importantly, the sound quality of the products.



Sudio Tolv may not be the best pair of earphones, but at its price point, it is a pair of mid-tier pair earphones that serves users well with their daily essential audio needs. The efforts by Sudio to improve the audio quality of their products is shown clearly in their 2nd truly wireless earphones. This is definitely great progress especially with wireless earphones getting popular and sought out in stores. The Sudio Tolv features twice the battery life of 
Sudio NivÃ¥ (3.5h/charge, up to 17.5h), enabling users to enjoy their favorite tunes over an extended period of time. With the upgraded Bluetooth v5.0 connectivity, the range and speed of the earphones are greatly improved, allowing consumers to enjoy their tunes from a larger distance, making multi-tasking more feasible. 

The Sudio Tolv is priced online at SGD 189 before discount. Key in "kavielteoTolv" to be entitled a 15% discount. SGD 160.65 is the price of the Sudio Tolv earphones after discount.

Sudio also offers free shipping worldwide & all purchase from their official website comes with 1 year international warranty.

15% Off Promo Code: kavielteoTolv
Summer Promotion (1/5/19 - 31/7/19):
"Free Sudio Tote Bag with every purchase"

Is McDonald's® Crispy Chicken & Chocolate Pie worth being 'hyped' up for?

McDonald's® recently brought back the Chocolate Pie alongside the "Crispy Chicken." To be honest, the patty does indeed taste somewhat similar to that of the McSpicy®, but I'll leave you to be the judge of that. I'll rather stick to my McSpicy® that serves thicker and juicier meat as compared to the all-new "Crispy Chicken." As for the Chocolate Pie, I did not manage to try it out previously but managed to do so when I was purchasing supper back for my brother. The overall taste of the chocolate pie was still okay... but I felt that the pie was a little too sweet for me. The entire chocolate pie feels more like a chocolate overdose rather than a simple dessert. I feel that McDonald's® could make the pie better by balancing out certain aspects of the chocolate pie to make it unique and special. They could swap out the chocolate crust with something else rather than making the entire chocolate pie, just simply chocolate. I feel there must always be a balance when we're having dessert and I'm not sure if most of you might agree but I think it might taste even better with the ordinary "Apple Pie" crust or something lighter and fruity.

I still do urge you guys to try it out yourselves as everyone has their own personal preference and perspective of the food that they eat.

PS: No offence to those who love these two additions to 
McDonald's® Menu, as I'm just sharing my own personal views of the "Crispy Chicken" & "Chocolate Pie."



Quoted from Mcdonald's Official Facebook Page: "Our new Crispy Chicken - a generous piece of crispy, juicy, tender thigh meat that hits the spot every single time. It's so tasty you'll want to have it again and again and again!"

Crispy Chicken
|  Food Delecto-Meter: ✔✔✔✘✘ |


Quoted from Mcdonald's Official Facebook Page: "Look no further. The Crispy Chicken is all tasty thigh meat and no bones! You’ll love every crispy, juicy, tender bite. Order Now"


Quoted from Mcdonald's Official Facebook Page: "When you're so into Crispy Chicken and you just can’t stop, won’t stop. Satisfy your cravings and order now at: https://www.mcdelivery.com.sg/"



Quoted from Mcdonald's Official Facebook Page: "Discover crispiness, juiciness, tenderness… in every bite."



Quoted from Mcdonald's Official Facebook Page: "Introducing the new Crispy Chicken, an all-rounder in every way. Enjoy full flavours with each crispy, juicy and tender bite. Make it even better with golden curls of Twister Fries™ on the side and your all-time favourite Chocolate Pie for dessert."

Chocolate Pie
|  Food Delecto-Meter: ✔✔✔✘✘ |

For more information on McDonald's® Singapore, please visit the following links via the buttons below:
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sudio Niva
sudio Niva's review rating

|  Sound Acoustic-Meter: ✔✔✔✔✘ |
|  Quality: ✔✔✔✔✘ |
|  Affordability: ✔✔✔✔✔ |
|  Bass: ✔✔✔✔✘ |
|  Clarity: ✔✔✔✔✘ |
|  Battery: ✔✔✔✔✘ |

sudio Niva's review

sudio Niva is sudio's first completely wireless earphones that features a battery life of 3.5 hours. It comes with a sleek, portable and light charging/storage case, enabling users to charge their pair of earphones up to ~4 times continuously.

The Nivå simply has to be placed in the charging case to charge whenever it's not in use. This will sum up to a total of 17+ hours of battery life on the go. The sudio Niva also features Bluetooth 4.2, which enables the Niva to stay connected within 10m of the source.


This pair of stylish earphones are not only fashionable and matches really well with any outfit, but it also provides you with crystal clear, crisp sound, with a bass that packs quite a punch. The Niva immerses you in an unforgettable music experience with its 6, 2mm drivers that pairs perfectly well with the earbud's ability to repel external noise. 


No doubt this pair of earphones out beats its predecessor in terms of the quality, power, and bass. sudio has evolved to a stage that takes into account of its customer's needs and interest. The bass now packs a punch as compared to the first generation sudio Vasa BlÃ¥ that I had used previously. I am not a personal fan of having a wire between both earbuds as it becomes a hindrance when we're moving. An inappropriate length or movement will cause the earbuds to dislodge from our ears. This causes the need to periodically wear back those earbuds. This is why I am quite happy to get my hands on this pair of sudio Niva earphones that sudio recently launched early this year. It's definitely a smart step to take to cater to the masses, as not many people will want a wire connected to their wireless earphones. The purpose of this design in the past years was to cater to people's insecurity. Consumers will tend to buy these set of earphones at the initial ears as they have felt more assured that they will have a lower tendency of losing either earbud when they are out. However, as the societal shift towards being more practical and care-free, they would rather have something less cumbersome. Therefore, even though there are still people who favor the older design, I believe this new range of sudio earphones will path a better future for sudio's branding.


In terms of the material of construction, I feel that sudio has outdone itself by making a lightweight and magnetic earbuds that fits tightly to the portable casing when placed inside. However, one set-back is that I feel that the portable casing could have been sturdier. No doubt the magnetic attraction will prevent the earbuds from dropping, I feel that the cover is a little flimsy and may not be able to withstand an accidental drop from an elevated high. This may be the least of your concerns if you're a very meticulous person.

Other than that, I feel that this pair of earbuds packs a punch and it would be something that I would take out with me to travel on my trips as I would not have to worry about losing them when they are securely placed inside a light-weight portable casing that provides enough juice for it to last almost 3/4 of a day at least. 



sudio Niva's Specification

Playtime: 3.5h per charge
Portable case: Holds +4 charges 
Earphones battery: 55mAh 
Case battery: 500 mAh 
Bluetooth version: 4.2 
Range: 10 m 
Driver: Dynamic 
Siri function

sudio Niva's Driver

Type: 6, 2 mm dynamic speaker
Sensitivity: 105 dB SPL @ 1 kHz
Impedance: 32 Ohm @ 1kHz
Frequency Response: 18 Hz - 22 kHz

sudio Niva's package content 

- Nivå earphones with 3 pairs of sleeves
- Owner’s Manual & Quality Assurance Card
- Portable Charging Case
- Charging Cable

sudio Niva @ $169 (total: $143.65 after 15% discount)
Add gift packing @ +$5 (total : $147.90 after 15% discount)

Entitlements

1-year international warranty
Free shipping worldwide
Free coasters (seasonal offer)

Key in "kavielteo" to be entitled 15% discount off total bill when you purchase via sudio's official website (links are provided below)

Sudio Niva Black
Sudio Niva Pastel Pink
Sudio Niva Pastel Blue
Sudio Niva White


sudio Niva - black
| 
 Overall Satisfacto-meter: ✔✔✔✔✘ |
sudio Niva - black
For more information on sudio, please visit the following links below:
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